Legal Information

Legal Information

Legal Information

Version 1.0 | Effective date: November 1, 2024

Version 1.0 | Effective date: November 1, 2024

This page provides links to important documents and policies that govern your use of our services. Please review each policy to understand your rights, obligations, and our commitments.

Privacy Policy

Learn how we collect, use, and protect your personal information.

View Privacy Policy

Cookie Policy

Understand our use of cookies and other tracking technologies.

View Cookie Policy

Rewards Terms & Conditions

Review the terms for participating in the Fasten Rewards™ program.

View Rewards Terms And Conditions

Cardholder Agreement

Key information and conditions applicable to Fasten Rewards™ cardholders.

View Cardholder Agreement

Terms of Service

Guidelines and conditions for using Fasten Rewards™ services.

View Terms of Service

Credit Terms

Details on credit-related terms and conditions for cardholders.

View Credit Terms

Esign Disclosure

Information about electronic signatures and your rights under e-sign laws.

View Esign Disclosure

Electronic Withdrawal Agreement

Terms governing automatic withdrawals and payment authorizations.

View Electronic Withdrawal Agreement

Automatic Payment Agreement

Details on recurring payments, billing terms, and conditions.

View Automatic Payment Agreement

Credit Report Authorization

Authorization for obtaining consumer credit reports.

View Credit Report Authorization

More Questions? We're Here.

Fasten Rewards™ All rights reserved

The Fasten Rewards™ Visa Card is powered by Highnote and issued by Celtic Bank pursuant to a license by Visa U.S.A., Inc. Subject to credit approval.

¹Earn 3x or 4x rewards on eligible purchases. Purchases that do not fall within a 3x or 4x category qualify as “other purchases.” See the Fasten Rewards Program Terms and Conditions for more information.

²Points awarded for up to $1,000 in auto loan or lease spend per month with a Linked Account. Minimum $500 per month spend on the Fasten Rewards™ Visa Card to be eligible to earn points in this Spend Category.

³Rewards and benefits are subject to eligibility requirements. Please review the Credit Cardholder Agreement and Rewards Program Terms & Conditions for full details.